If you have been claiming certain benefits, for at least 6 months, you might be able to apply for a budgeting loan.

Budgeting loans can help with essential lump sum expenses that are difficult to allocate money for.

Find out if you're eligible for a budgeting loan.

A budgeting loan can be used to help with furniture and household equipment, clothing and footwear.

Tenancy support may be able to access charities or apply for benevolent grants for essential household items. This depends on household income.

The advantage of these loans is that you repay the loan over an agreed period but it is interest-free, so you only pay back what you have borrowed. The loan is taken back from your ongoing benefit payments.

If you would like help applying, contact us or visit GOV.UK for more information.