What is home contents insurance?

Contents insurance helps you protect the belongings in your home. Despite how careful we are, there's always a risk that your possessions could break, get damaged, or stolen.

Home contents insurance provides cover for this. It can protect a range of items, from furniture to electrical items, and bedding to jewellery.

Video: Home contents insurance


Why do I need home contents insurance?

As your landlord, we don't cover your contents as part of your occupation contract. It's a good idea to think about what a home contents insurance policy would cover for you. This will help you make an informed choice about whether you need one or not.

If you decide that you want home contents insurance, you can get it from any provider you choose.

To help you decide if home content insurance is right for you, we've teamed up with Thistle Tenant Risks and Great Lakes Insurance UK Ltd who provide the My Home Contents Insurance Scheme. This is a Tenants Contents Insurance policy designed for social housing contact-holders.

The My Home Contents Insurance Scheme can offer insurance for your home contents. It covers items like:

  • furniture
  • carpets
  • curtains
  • clothes
  • bedding
  • electrical
  • items
  • jewellery
  • pictures
  • ornaments

How can I get more information?

  • Call Thistle Tenant Risks on 0345 450 7288
  • Visiting the Thistle My Home website for more information, or to request a call back. The website also has a contents calculator to work out the value of your home contents.


Limits and exclusions apply. A copy of the policy wording is available on request. 

The National Housing Federation and Community Housing Cymru working in partnership with Thistle Insurance Services Ltd.  Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Firm Reference Number 310419.  Registered in England under No. 00338645. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW.  Thistle Insurance Services Ltd is part of the PIB Group. 

Our Data Protection Privacy Policy is online at https://www.thistleinsurance.co.uk/Privacy-Policy